Interest Rate

Deposit & Loan interest rate

Loan Name Interest Rate
Gold Loan (Duration - 1 Month, 3 Months, 6 Months & 1 Year) 9.75%
Vehicle loan 11.75%
Housing Loan 10.75% (Loan upto 70 Lakhs)
Construction Loan 13%
Salary Certificate Loan 12.75%
Mortgage loan 13.25%
Kudumbasree/JLG/SHG Loan 9%
Business Loan/Cash Credit 12.50%
Working Capital Cash Credit Loan 12.75%
Personal Loan 13.75%
Surety Loan 14%
Sr. No Deposit Name Interest Rate
1SB 3.5%
2FD
a15 days to 45 days 6%
b46 days to 90 days 6.50%
c91 days to 179 days 7%
d180 days to 364 days 7.25%
e1 year and above 8.35%
fSenior Citizen + 1/2%